How it Works
Sunovis Financial gets immediate working capital into the hands of small business owners in the form of small business loans. Our small business loans are short-term, non-bank cash flow loans that can be approved in a matter of days and funding quickly. If your business has been in operation for at least 1 year and you have cash flow, you could qualify!
Unlike a bank, our small business loans move fast and are underwritten differently:
- There are NO down payments.
- There are NO collateral requirements.
- There are NO personal guarantees for repayment.
- NO liens on your home or business.
- Credit scores and history matter less than in a bank application.
The Easy Process:
Our small business loans are cash flow loans. If your business has consistent cash flow, has been in operation for at least one year, if your business has an absolute minimum of $100,000 annual revenues and your business is not on the disqualified list, you may qualify.
Simply submit the one page application and four months of your business bank statements, and our underwriters will get started immediately. If any other documents are needed or there are questions, our underwriters will be on the phone with you. And then you will have an offer, typically in twenty four hours!
Our underwriters will discuss the offer with you so you understand the total cost of the loan and how it works. Payback methods are typically in the form of a daily ACH – a truly “set it and forget it” method. Terms are short, and the loans are renewable. Funding can take place in as little as 3 to 4 days. A few more items might be due before funding, such as a copy of your lease and tax returns, yet we streamline the process for you so the process always goes smoothly.
Sunovis Financial small business loans are ideal for items that bring money to your bottom line and allow your business to grow. For instance, a restaurant wishes to add tables or a bar; a retail store can buy heavily discounted inventory that will be marked up and sold at a profit; a doctor needs to buy equipment that will help serve more patients; or a company has so much business that it needs an employee that will bring net revenue to the bottom line.
Our mission at Sunovis Financial is rebuilding the U.S. economy, one business and one loan at a time. Our sole purpose is to help small business owners access capital to grow. Certainly bank loans are not lending and we all know bank loans are still tough to get. Yet, at Sunovis Financial we will get you the fuel your business needs to thrive and grow. Minimum paperwork. No Hassles.
Jim Albertson was absolutely phenomenal !
With my newly acquired dental practice , he immediately understood the urgent needs of obtaining capital funding. Jim worked so efficiently and professionally with the absolute finest personal service that I have ever experienced. Within 24 hours, my business loan was funded and he made the process so easy and stress free. He immediately answers and returns all calls and emails and truly understands the needs of his clients. I highly recommend Jim Albertson to all my friends and colleagues and I look forward to a long term business relationship with Jim and his company for many years to come!
Thank you Jim!